We cater to our members’ needs for credit by providing them loans for productive and provident purposes and for personal consumption. These loans which are partly secured by the member’s shares in the cooperative carry low interest rate and are payable in easy installments.

We maintain direct tie up arrangements with the Bank of the Philippine Islands (BPI) and Land Bank of the Philippines (LBP), which act as our paying agents in the Philippines for our money remittance business. We also have an agency agreement with Western Union (WU) for money remittances to other countries and the Philippines as well.

Thru our arrangements with BPI, LBP and WU, we are able to provide the fastest and safest way to send money to the Philippines and other countries. We process money remittance transactions for credit to Peso, US and Canadian dollar accounts; for pick up at any BPI, LBP, Palawan Pawnshop, WU branch and other designated outlets; for deposit to accounts with other banks; and for door-to-door delivery, as the case maybe. Our service charges are one of the sector’s lowest and our exchange rates are also very competitive.

Our cooperative is a full service travel agency business. We act as the branch office of BYOTA Inc., a travel agency business which is based in New Brunswick. (Prior to BYOTA Inc., we carried out our travel agency business as a branch office of CTC Travel Group of Ontario.)

We sell tour packages (leisure travels, all-inclusive vacations and religious pilgrimages), cruises, destination weddings, hotel accommodations, car rentals, flights, etc.

For your travel bookings and needs, please contact us thru phone number (204) 250-1197.

There may be occasions when you want to share meals with your loved ones in the Philippines to better express how you love and miss them. We are able to do this thru a tie up arrangement with Jollibee Philippines. There are a number of choice packages of Jollibee “langhap-sarap” favorites which you can order thru us. These meal packages which are reasonably priced and very affordable may be delivered to or picked up by your intended beneficiaries at the Jollibee outlet nearest their place.

You can also order thru us small and big appliances for delivery to your loved ones in practically any major town and city in the Philippines. This we can do under BPI’s tie up arrangement with Savers Appliance Depot.

We sell Balikbayan boxes for cargo shipments to the Philippines thru Forex Cargo.